By Chris E Chamberlain

Stocks with higher dividends, for years, were considered safer investments. Similar to a company that pays higher salaries and gives higher raises over time. A shift occurred in the 1990s, though, as companies with extremely high growth prospects (but little, or no, earnings) came to dominate the landscape. Thats not to say these companies were completely without meritthe internet (and technology, in general) ushered in a new paradigm of truly transformational companies with spectacular growth prospects.

But making a bet on a companys future growth is exactly thata bet on future growth. While, dividends reflect the health of a companys growth right now.

Things are beginning to change. The wild capital appreciation in the 90s allowed investors to bet on tiny internet companies that were little more than ideasand make millions from huge run-ups in the stock when things hit big. Since 2000, however, the story has changed. Capital appreciation is no longer considered an entitlement by participants in the equity market and dividends have now become an increasing source of reliable returns. As John D. Rockefeller once said, Do you know the only thing that gives me pleasure? Its to see my dividends coming in.

Another important characteristic of dividend returns is their stable nature. A stocks dividend is the less volatile component of its total return and is much more predictable than price appreciation which is a function of a wide array of factors like speculation, market sentiment, macro-economic factors, etc.

From 1989 to 2008, the volatility of the S&P BMI index was 13.96%, while the annual volatility of dividends was only 0.27%!

Of the stocks included in the S&P 500 Index, 256 began or increased their dividends in 2010, compared to only five that stopped or decreased their dividend, according to Standard and Poors. And 42 of those stocks had increased their dividends each year for the past 10 years.

In The Future for Investors, Jeremy Siegel advocates a long term dividend-reinvestment strategy based on research showing that dividend-paying stocks have outperformed non-dividend payers over time. The same can be said of todays dividend payers. The S&P 500 Dividend Aristocrats have outperformed the S&P 500 Index over the one-, three-, five-, 10-, 15-, and 20-year periods ended Dec. 31, 2010.

Now that weve established that dividend paying stocks are an integral part of building sustained wealth over time, the next step is to narrow our focus on which dividend paying stocks to invest in. Especially if were deciding to invest for the long-haul, its important to remind yourself that youre not just buying a stockyoure actually buying a fractional ownership in a company. And in return for this ownership interest you will be entitled to any cash earnings that management decides to pay out in the form of dividends. Remember, however, that not all dividends are created equal and several factors must be considered before committing your hard-earned cash. Approach this problem as if you were buying the entire companynot just making a few mouse clicks on Etrade.

So, what should you consider when choosing a dividend paying stock?

1. Initial yield what does the stock yield today? This is, after-all, the point of investing in dividend-paying stocksto get the dividend, so it should compare favorably to other dividend-paying instruments, namely bonds & bank CDs. The current environment happens to be extremely favorable for dividend investing but over the years this hasnt necessarily always been the case.

2. The reliability of the dividend this is an important point. Many people get seduced by a super-high dividend only to see the company cut it in order to save cash. A lot of companies did this in 2008 and in many cases, it was actually a prudent deployment of capital.

After all, if a company is facing bankruptcy or cutting its dividend in order to build up its balance sheet, the dividend should gobut thats little consolation if you were an investor counting on that dividend.

About the Author: http://www.DividendInvesting101.com is dedicated to finding the best investment opportunities among

high dividend paying stocks

. Systematically investing in the best dividend paying stocks is absolutely one of the best ways to build real wealth – as well as a powerful passive income stream.

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Well, it all starts with obtaining the right strategy!

In this guide, we will explore the advanced Forex trading strategy with you.

You will understand to use effective action techniques in a stress-free and uncomplicated Forex trading strategy.

The Ultimate Guide To Forex Trading

This article will look at Forex trading for beginners. Moreover, it will introduce some simple Forex trading strategies.

In particular, this piece will guide you all through key Forex trading strategies that beginners can use.

Before anything else, let us know first the definition of trading strategy and how it is processed.

What Is A Trading Strategy?

A trading strategy in finance is the approach of buying and selling in markets. It is based on predefined rules applied to make trading decisions.

Understanding Trading Strategies

A trading strategy comprises of a well-considered investing and trading plan. It is the one that identifies investing objectives, risk tolerance, time horizon along with tax implications.

Meanwhile, some ideas and best practices are in need to be researched and implemented then followed to.

Development for the trading strategy incorporates expanding methods. The techniques include buying or selling stocks, bonds, ETFs or further investments and may widen to additional complex trades such as options or futures.

On the other side, placing trades implies working with a broker or broker-dealer.

In addition, it is also pinpointing and overseeing trading costs comprising spreads, commissions, and fees.

Once the trading is on execution, trading positions are being examined and managed, as well as adjusting or closing them as needed.

However, risk and return are also on measure along with the portfolio impacts of trades.

The longer-term tax outcomes of trading are a major factor. They may further encompass capital gains or tax-loss gathering strategies to offset gains with losses.

Moreover, the Forex market has hundreds of various trading strategies. Want to be aware of what are the best Forex trading strategies for beginners? First things first – what is a trend?

Understanding A Trend

Basically, a trend is the tendency for the market to remain moving in a given general direction.

A trend-following scheme efforts to produce buy and sell signals. These are the ones that align with the establishment of new trends.

There are several methods designed to distinguish when a trend starts and ends. Many of the simple Forex trading strategies that operate have similar methods.

To add, trend following can generate significant profits.

In fact, there are traders who have yielded outstanding track records making use of such systems.

On the other side, there are also some shortcomings to these strategies.

Below you will find out the disadvantages of utilizing such strategies:

• They are tricky to stick with

• Huge trends can be infrequent

• The conditions that denote the potential beginning of a trend, are not frequent.

Three Beginner Forex Trading Strategies

The initial two strategies we will show you are relatively similar. It is for that reason that they make attempts to follow trends.

However, the third strategy attempts to turn a profit from interest rate differentials, rather than market direction.

1. Breakout

A breakout is any price movement outside a specified support or resistance area. The breakout can take place at a horizontal level or a diagonal level. The position is depending on the price action pattern.

Is Breakout Trading Profitable?

You can have vast profit potential if the breakout happens to the upside. It is for that reason that you got it at a way better price than anyone who purchased at the breakout price. Since you’re buying the lowest of the range your stop loss can be positioned just below your entry, so the risk is minimal.

Moving Average Crossover

Moving averages are one of the most commonly managed technical indicators in the forex market. They have turned out to be an essential part of many trading strategies. It is because they’re simple to use and apply.

The two main types of moving averages are:

• Simple Moving Averages (SMA)

• Exponential Moving Averages (EMA)

Both SMA and EMA are averages of a specific amount of data over a prearranged period of time. Meanwhile, Simple Moving Averages aren’t subjective towards any specific point in time. On the other side, Exponential Moving Averages put a larger emphasis on more recent data.

Carry Trade

Carry trading is one of the easiest strategies for currency trading that exists. A carry trade is when you purchase a high-interest currency versus a low-interest currency. For each day that you take in a trade, your broker will compensate you for the interest difference between the two currencies. It remains as long as you are trading in the interest-positive direction.

How Does Carry Trade Works?

A carry trade is when you make use of a currency that has a low-interest rate, then spend that money to purchase another currency that pays a greater interest rate. You make money on the difference between the interest rates.

Final Thoughts

We hope that you have discovered this introductory guide to Forex trading strategies for beginners useful.

Bear in mind that the standards we have shared mainly aim to get you believing about the philosophies involved. Don’t abide by a strategy without testing it first.

Feel free to put your experiment strategies to see if they will really bring profit to you.

Always remember to have a small starting amount so you don’t lose a huge portion of your investment.

Lastly, don’t forget to regularly check out educational articles for more helpful insights, courses, and tutorials.

By MArko Adams

Producing handmade greeting cards is probably one of the most popular hobbies in the UK and the United States. It is so trendy, that there are loads of small, sole trading businesses, which specialize in creating luxurious cards for their own buyers. There are several methods applied to create greeting cards, from fine detailed hand crafting methods, to specialised printing techniques with special machines. Here are 7 short descriptions of the different techniques, which might be added to your ‘under-construction’ greetings. You are sure to have heaps of joy when making your handmade greeting cards and people of all generations enjoy this craft.

Outliner Stickers:

These are self-sticking coloured greetings, letters and a number of shapes that offer a simple and trendy way to personalise your handmade greeting cards. They might be applied on an assortment of surfaces including card, gift boxes, wedding stationery and photograph books. A vast range of greetings from New Home and Best Wishes to Congratulations and Merry Christmas are available in a variety of colors.

Parchment paper Craft:

This practice entails the etching and piercing of a vellum paper by use of a needle to give it a lifted image that generally looks similar to lace.

Hole Punching and Cutting:

Hole punches and hobby cutters might be made use of to produce a range of special patterned sides and hole shapes on paper and feather-weight card. The ‘punched’ shapes might also be used to create tiers and interest to your completed design. Practicing on scrap-paper first is always a fundamental step.

Quilling:

This technique is the early art of rolling slim strips of paper into contrastive shapes and using those shapes to form designs on cards, boxes and pictures.

Rubber Stamping:

This is a speedy and efficient approach to producing repeated patterns. Rubber stamps are applied with use of an ink-pad and can be added to with embosser dust in order to create a lifted finish to your handmade greeting cards. When it is dy, stamps can be coloured in with pen or water colour pencils or paints. There is a lot more to discover in relation to this form of hobby, which can be a full topic on its own, so don’t forget to do more exploration when doing rubber stamping.

Shake-up Style Greetings:

Shaker style greetings are created using an aperture greeting card blank and confetti, hole-punched shapes, beading or glitter can be used to provide for the confetti materials. The aperture is sealed with acetate by covering it with self-sticking foam strips, making a crater that is filled with the ‘confetti’.

T-bag Folds:

This folding method was founded in the Netherlands and was first created by folding the paper-type envelopes that t-bags were amalgamated in – hence its name. It is a paper crafting used to devise 3-D handmade greeting cards and invitations by folding paper. Layouts can be created using any type of paper, however a range of special papers are commonly available.

As pointed out earlier, there are hundreds, if not thousands of contrastive shops and internet websites where you can buy handmade greeting cards from, so why don’t you visit these places to acquire some key points on how the specialists make theirs. A worthy place to start might be Cardly.co.uk as they offer several exquisite styles.

About the Author: The writer of this article is from

greeting cards

, has had numerous years of experience in producing magnificent handmade greeting cards and works frequently, with lots of other crafting arts. Working for

cardly.co.uk

.

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One of the Forex Trading Secrets That Most Beginner Forex Traders Don’t Know About

by

Jackson Golde

The forex market is the biggest market in the world. Most people think that the more popular stock market is more active, but more money changes hands in the forex market on a daily basis than any other market. The forex market, also known as the foreign exchange market, is a decentralized network of investors, brokers, traders, banks, and other financial institutions that trade different types of currencies. Knowing just a couple of

forex trading secrets

could mean the difference of quickly losing the funds in your account to being quite well off.

The forex market is a global entity with a presence in most industrialized countries in the world. The aim of people who participate in forex trading is to make money from the fluctuations in the value of different currencies. While most traders and investors prefer dealing with more stable currencies like the dollar and the Euro, there are times when it is more profitable to deal with lesser-known currencies.

Although you can find dozens of forex trading secrets by using the internet, you have to be very careful which information you put your faith into. Not everything you read is true or accurate. There are plenty of gems out there, but there is also a lot of dangerous information online that could cause you to lose all of your funds in a flash.

Swing trading is one of those forex trading secrets that newcomers to the market should really look into. When done correctly, it can result in some quick profits. But on the flip side, making a mistake with executing the trade properly could cost you lose money. Swing trading involves trying to predict trends in the market to make a profit. People are very emotional beings, and these emotions often have an effect on the forex market. For example, when people are afraid, they often panic and sell currencies at lower values for fear of losing money. Intuitive investors can take advantage of these trends by buying low when the market swings and selling high when the market recovers. Many experienced investors use this trading strategy to make a lot of money.

Every day, more and more people are getting interested in trying their hand at forex trading. This is because each day, trillions of dollars change hands in the forex market. Experts have estimated that over $3.2 trillion is traded over the forex market each day. This amount is almost 20 times more than the volume of money that changes hands in large financial giants like the New York Stock Exchange.

People who want a share of this wealth will learn as many forex trading secrets as they can find. The more techniques and strategies that they have at their disposal, the more better the chances of taking advantage of ideal trading opportunities when they arise. But traders should properly investigate all the “secrets” that the encounter. Fortunately, there are plenty of legitimate companies and websites that are in the business of properly educating forex traders. Many of them offer high quality and informative training tutorials to show traders exactly how and why these trading strategies work. No matter what experience you have, learning new techniques can only result in positive (and profitable) results.

Want to learn more forex trading secrets that can really maximize your chances of making money?

Visit my site right now at ForxDayTrader.com to grab 5 FREE videos that will teach you the basics of profitable forex trading.

Article Source:

ArticleRich.com

CFD Trading: A New Way To Trading

by

Bill Perey

CFD trading is a new way to trading that offers greater flexibility than normal share trading. The most important benefit is that you can make profits from both rising and falling markets. Trading CFD opens up new doors to several trading opportunities as you can go long or short on shares, Forex and other financial instruments. You can also do CFD commodity trading. Gold Trading is very popular in this category.

A CFD (Contract for Difference) is a simple contract between the buyer and seller specifying that the seller will pay to the buyer the difference between the current value of a financial instrument and its value at contract time. If the difference is positive, the seller pays to the buyer, and if it is negative, the buyer has to pay to the seller the difference in the amount. When it comes to trading for commodity CFDs, buying and selling gold is considered as the best option. It is extremely reliable and your money remains safe for a long period of time. The investment can be converted into a long-term or short-term investment depending upon your needs and requirements. There are a lot of advantages of trading gold. As the prices of gold remain unaffected by extrinsic factors such as outer economic conditions, it is considered as one of the most profitable financial instruments. Gold trading is undoubtedly the safest option available for investors. The benefit is that you can make money even in difficult times. Before investing in gold, you should assess your options. Think if you wish to invest for short, medium or long term. Also analyze if you’re investing for saving, diversifying or using it as a form of financial insurance. There are a lot of options available for investing in gold. These include gold stock, gold exchange traded funds, paper gold, gold futures, spread-betting, digital gold, precious metal unit trusts, bullion bars and coins and gold certificates. Assess your investment options and decide carefully where to invest and how to invest. As an investor, you also have an option of CFD day trading. Here you play safe and don’t expose yourself to the overnight risk of stock. Additionally, you don’t have to pay overnight interest cost. CFD trading is indeed one of the best trading options that offers greater flexibility than normal trading methods. It opens up new horizons to several trading opportunities and offers new and reliable sources of investment. CFD trading

is considered as one of the best and safest options for investment. It is a sort of agreement between two parties to exchange the difference in value of a particular asset between the time at which the contract is opened and the time at which it is closed.

Article Source:

ArticleRich.com